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Money Market, Certificate of Deposit, and IRA Accounts
Imagine Life’s Possibilities - a college education, a down payment for a house, a new sailboat, or just the security that comes with a solid nest egg…whatever you’re saving for, your credit union has a product designed to help you get there. Money MarketAn Division 726 Federal Credit Union Money Market Account gives you the freedom and flexibility you desire with the access you need. You earn higher dividends without tying up your funds for the long term. Certificate of DepositA certificate of deposit (CD) is a savings certificate entitling the bearer to receive interest. It CD bears a maturity date, a specified interest rate, and can be issued in any denomination The main advantages of a CD as an investment option is that it is safe, earns more than a savings account, you are not at the mercy of the stock market, and you'll know how much money you will earn upon maturity. We offer 3, 6, 12, 18, and 24 month certificate accounts. Call today for current rates and to speak with a representative about adding a CD account to your portfolio.
IRA Account An IRA is one of the smartest ways to save for retirement or educational expenses. The money you contribute may be tax-deductible and the interest earned won't be taxed as long as it remains in the IRA. Beginning in 2002, new rules pertaining to increased basic contribution limits, larger contributions for individuals age 50 and older, and possible tax credits make IRAs more attractive than ever. With Division 726 FCU you pay no annual fees, there's no risk of loss and the account is insured by the NCUA for up to $100,000.
This credit union is federally insured by the National Credit Union Administration, a U.S. Government Agency. |
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